Meet Our Team

Careers at MIQ
We know there are some very talented people out there, so why not drop us a line, tell us what your skills are and we will contact you if we have any positions that become available.

Simply fill out the form and send us your resume using the upload button and we’ll be in touch.


  • Business Studies (Honours) Degree from Bournemouth University, UK
  • Graduate Diploma of Financial Planning
  • Fellow Chartered Financial Practitioner (FChFP)
  • Aged Care Accredited Professional


  • Financial Advice Association Australia (FAAA)


  • Adviser of the Year – 2021

Helen Carinus

Adviser Helen Carinus joined MIQ in 2017, bringing over 22 years of experience that includes financial planning, CSM, paraplanner and adviser responsibilities to her current role.  

Helen strongly believes in the value of positive experiences. As an adviser, her primary responsibility is to manage her client relationships, through new business enquiries and maintaining existing relationships each year. She ensures that all advice given is fully compliant and that she always maintains her professional and education standards.  

At home, Helen enjoys spending time with her husband, Chris, and children, including bushwalking and escaping away on the weekend to some of the most beautiful secluded areas in SE QLD. 


  • Diploma of Financial Services (Financial Planning) ThreeSixty
  • Advanced Diploma of Financial Services (Financial Planning), ThreeSixty
  • Graduate Certificate of Financial Planning, Kaplan Professional
  • Graduate Diploma of Financial Planning, Kaplan Professional
  • Master of Financial Planning, Kaplan Professional
  • Self-Managed Super Funds Accreditation, Kaplan Professional
  • Aged Care Accreditation, Kaplan Professional

Mel Chamberlain

Financial Adviser Mel Chamberlain joined MiQ in 2011. With over 30 years of industry experience, Mel’s roles have included bank roles from branch roles, including Personal Lending officer to financial planning roles of Client Services Manager, Risk Adviser and Wealth Manager – Financial Planning. 

Mel’s daily tasks include providing advice to clients to ensure they can live the life they want. Mel works with clients to set, refresh, work towards and eventually reach their goals. This includes ensuring underlying assets are monitored to guarantee they remain relevant.  

Being available to clients when they have concerns, help and advice is also a big priority for Mel, as well as working with Centrelink and Aged Care facilities to assist clients and their families obtain the support they need and provide information they can understand. 

Mel’s free time is often spent outdoors, exploring new forests and trails. Mel has also completed many triathlons of all distances (including having represented Australia at the world championships), ran a couple of marathons and over the past few years has conquered several ultramarathons. 


  • Bachelor of Commerce in Financial Planning – Majoring in Accounting,
  • Kaplan accreditations in Margin Lending, Self Managed Super Fund, TASA accredited and Advanced Securities.


  • Westpac Financial Adviser Top Team conference in 2010

Melissa Rawal

Melissa Rawal, Financial Advisor, has been part of MIQ since 2021. A former Client Service Manager and paraplanner., she prides herself on her ability to form strong relationships through the development of tailored strategies for achieving a client’s goals.

Melissa is client centric, a great listener and has an ability to connect with people and obtain a true understanding about what her clients want to achieve. She lives by John Berkely’s words: “most people don’t plan to fail they fail to plan,” and tries to impart this philosophy of goal-setting in every new person she meets.  

When not in the office, she enjoys spending time with her family including her children and puppy, indulging in the outdoors, camping and playing touch football. She and her husband are also dedicated and passionate renovators, having flipped 5 properties in 10 years. 

Penny Chen

Financial Adviser (Asian Business) Penny Chen became part of the MiQ team in 2017. Her experience to date includes eight years in banking and 15 years in financial planning, and her roles thus far include Assistant Vice President, Mega International Commercial Bank of China – Operation, lending and Trade Finance, as well as manager for Asian Business at MiQ Private Wealth. 

Backed by qualifications such as a B. Business – International Business, a Master of Professional Accounting, CPA, a Diploma of Financial Service, and an Advance Diploma of Financial Service, Penny provides financial advice to clients, particularly people from Asian countries.  

Fluent in English, Mandarin and Taiwanese, Penny continuously maintains and provides consolidated investment records to clients. She is always willing to help her clients and their families, and has a patient, sincere approach to every interaction. 

In her free time, Penny enjoys doing volunteer work and attending the Dharma Services at the Chung Tian Temple every Saturday. She also uses her accounting and financial skills to assist the Buddha’s Light International Association of QLD on treasury duties. Another one of her passions is to go for a walk or watch Japanese Dramas every Sunday. 


  • Griffith University – Bachelor of Commerce specialising in financial planning and investments.


  • Indooroopilly Golf Club & Brisbane Broncos 


  • NAB Financial Planning – Top Performance: 2008, 2009, 2011, 2012, 2014
  • MiQ Private Wealth – Best Locational Office: 2019 & 2021
  • MiQ Private Wealth – Top Insurance Writer: 2021

Pree Rawal

Financial Adviser

Partner & financial planner Pree Rawal joined MiQ in 2018. Having been in the industry since 2006, Pree’s experience includes roles such as client service manager, paraplanner, and senior financial planner (retail and business). 

In his current role at MiQ, Pree provides strategic financial planning advice and investment management for clients, as well as financial modelling, research. This coupled with regular meetings with clients to respond to life moments that clients experience.  

Pree firmly believes that no two people are the same, nor should they be treated the same. This hands-on personable approach allows a level of understanding to not only what is discussed, but also, what is not directly discussed. This deeper level of understanding allows tailoring of strategies to suit the individual’s circumstance. Pree believes that it is important to never cut corners – doing something right the first time, every time, without fail. 

In his spare time, Pree enjoys bike riding, going to the gym, playing golf and coaching kids’ football. Together with his family, they enjoy board games and camping from time to time.

Ruby Yang

Financial Planner Ruby Yang joined MiQ in 2013 as a Client Service Manager, and started as PY in 2021. 

Her qualifications include a Bachelor of Banking and Finance (extend in Banking), a Graduate Diploma of Applied Finance, a Graduate Diploma of Financial Planning and an upcoming Master of Financial Planning. 

Ruby’s daily tasks include strategy planning and providing advice to clients at their best interest. She is passionate about being able to assist and work together with clients to seek for best solution to their financial needs. She highly values the MiQ language ability where the team speaks fluently in both English and Mandarin, which brings advantages to our Mandarin-speaking clients as we can explain in their language for their better understanding. 

On weekends, Ruby enjoys spending time with family and friends casually. She especially likes a catchup coffee or inviting people over for a coffee and spoiling them with her own flat white with latte art. 

David Jacometti

Corporate Authorised Representative David became part of the MIQ team in 2021, bringing in over 22 years of industry experience, including a background as a paraplanner, SMSF administrator, and Advice Consultant. 

His hands-on approach includes providing strategic financial planning, financial advice and investment management for a small group of clients, financial planning modelling and projections, regularly reviewing client portfolios, responding to specific advice requests from clients, and implementing recent recommendations. 

David has extensive experience in financial planning for the terminally ill and strongly believes everyone deserves to be given dignity. He is dedicated to helping people achieve control over their finances. 

His notable accolades include being named AdvantEdge Chairman’s Summit Qualifier – Westpac Financial Planning 2015, and being awarded a Scholarship – Specialist SMSF Advisor – SPAA and BT Advice & Private Wealth. 

Jacometti has also achieved several qualifications, including: University of Melbourne & Bank of New York Mellon. Corporate Financial Analysis and Decision-Making Specialisation, Financial Analysis 2015 Essentials of Corporate Financial Analysis and Decision-Making; Diploma of Financial Services; Advanced Diploma of Financial Services; SSA – Self-Managed Super Fund Specialist Advisor; Practitioner member – AFA; and Adviser Ratings Gold Adviser. 

He prioritises family time at home, enjoys spending time with his wife and daughter, and also studies Protestant and Christian Theology. 


  • Cert IV in Financial Services
  • Diploma of Finance and Mortgage
  • Diploma if International Business


  • FBAA

Kylie Nguyen

Residential Lending Specialist Kylie Nguyen joined MiQ in 2022. With over 11 years of experience, her roles have included Personal Loans Specialist, Home Loan Service Consultant and Loan Writer.  

Her daily tasks include, among others, liaising with internal staff, lenders, BDMs, solicitors and real estate agents; meeting clients to complete interview and finance applications; obtaining borrowing capacities for all client scenarios, investigating lending options and presenting them to clients; and preparing and submitting loan applications to lenders. 

Kylie is known for her efficient process and for ensuring that clients are always updated on the progress of their home loan journeys. 

On weekends, she enjoys cooking new recipes with her partner, Dan, exploring new restaurants and going to the beach. They also enjoy travel and savouring cuisine in every area. 

Education and Memberships

  • Bachelor of Business in Accounting, Helia University of Applied Sciences, Helsinki, Finland
  • CPA, CPA Australia

Katriina Dennis

Chief Financial Officer 

Katriina joined MiQ in March 2021 and is responsible for guiding our financial health.

Katriina emigrated from Finland in 2012 and has over 15 years’ experience in accounting and finance across industries including real estate, education, software development and financial planning.

An all -rounder with a continual improvement driven approach, Katriina has strong attention to detail and a future oriented mindset. Her strengths lie in planning and forecasting, data analysis, process improvements and strong technical skills in accounting.

In her spare time Katriina enjoys spending time with her family, travelling, camping and showing her boys all the cool places that Australia has to offer.

Education and Memberships

  • Bachelor of Business in HR Management
  • CAHRI – Certified Professional of Australian Human Resources Institute
  • Accredited DiSC Facilitator
  • Accredited Targeted Recruitment Selection – DDI
  • Certificate IV in Assessment and Workplace Training
  • CPCCOHS1001A – Work Safely in the Construction Industry
  • Working With Children (Blue Card) Clearance
  • NDIS Queensland Worker Screening Clearance

Robyn Dallas

Head of People & Culture

Robyn joined the MiQ Group of companies in early 2021, bringing over 20 years of experience in Human Resource Management. Robyn has worked within Professional Services firms across the Finance, Accounting, Engineering, and Construction sectors.

Being a business owner herself, Robyn draws upon her strong commercial lens whilst supporting the team with her fair, ethical, considered approach. Her role at MiQ sees her providing support across the whole MiQ group of companies, ensuring their employment experience is positive, rewarding, and meaningful.

Outside work Robyn enjoys anything to do with the sunshine and beach, captaining boats and jet skis, fishing, camping, and entertaining friends at home

Angela Hsu

Angela Hsu, Client Service Manager (Asian Business), initially joined MIQ in 2011, and after leaving in 2013 to move to Taiwan to raise her family, she returned in 2019 as Client Service Officer. Her tasks include, but are not limited to, lodging investment and insurance applications, tracking client investment and insurance applications, as well as setting up client meetings and meet and greet all clients and prospective clients. 

Angela views her clients as family and prioritises listening to what they need. She taps into their narrative and lets them feel more comfortable talking.   

Furthermore, Angela believes in promoting a positive working relationship with the MIQ team, and working together as a team to resolve urgent issues. 

As a working mother with 2 children, Angela has shown her resilience for balancing personal and professional responsibilities, having worked hard part-time as a CSM in MiQ and completing her degree with a Graduated Diploma in Financial Planning. 

On weekends, she enjoys spending time with her children, and going to the gym to do yoga and Pilates. She is also passionate about travel and exploring beachside destinations with her family. 

Brooke Dean

Brooke Dean, Client Services Manager, has been part of MIQ since 2020. A former Client Service Officer, she is known for her proactive, professional, caring, and diligent approach to work, ensuring that she establishes a good rapport with every client.  

Brooke believes in making the most of every opportunity that presents itself and working closely together with her manager to track and measure success. 

When not in the office, she enjoys spending time with her family and travelling. Some of her favourite locations include visiting the beach, and going to the movies with friends. She relishes spending time with her children and partaking in sporting activities with them. 


  • Bachelor of Business Management QUT
  • Post Graduate diploma in Financial Planning Deakin University
  • Graduate of the Australian Institute of Company Directors

David Brown

After starting as a graduate with Westpac in 1981 I commenced financial advice with Westpac Life in 1988. The foundation of MiQ started in 2006 when I left Westpac and along with Joyce Carkeek decided to form a partnership, MQ Financial Services. In 2015 that partnership along with six other advisers incorporated to form MiQ Private Wealth in July 2015.

Since 2015 MiQ has grown significantly, allowing advisers the opportunity to meet their potential and providing their clients confidence that there is a team, behind the scenes, always there to help.

The journey has provided me with many challenges that has given me the experience and knowledge that I can share with others, especially clients. 

MiQ’s Mission is to enhance the lives of our clients and team members. Our Vision is to be Australia’s most trusted financial services practice. 

Unfortunately, I am a tragic North Sydney supporter waiting for the day they return to the big league. I still enjoy playing competitive Touch Football, Golf and living life through the eyes of five wonderful grandchildren.


  • Senior Cambridge Certificate
  • Brisbane College of Advanced Education (Applied Institute of Applied Linguistics) Foundation of Teaching English to Speakers of Other Languages
  • Diploma in Financial Planning
  • Advanced Diploma in Financial Planning


  • Member of the Chinese Business & Professional Association

Joyce Carkeek

Partner and co-founder Joyce Carceek has been part of MiQ since 2006. In her over 21 Years in Financial Planning, she currently serves as Consultant in Asian Business. She participates in client interviews together with Penny Chen to strengthen existing client relationships as well as market for new clients. Additionally, she assists with writing file notes after client meetings, and makes regular courtesy phone calls to clients to maintain good relationships. 

By making the effort to better understand clients’ needs, Joyce has always strived to ensure that their interests are looked after, be it on a professional or personal basis. As such, many of these clients have now become firm and trusted friends who have a great deal of confidence in Joyce and MiQ. 

Joyce’s accolades include being selected by Westpac Australia to attend Top Team Conferences annually for 10 years since 1990. She was also named 2014 Top Adviser at Magnitude (now MiQ). 

Currently entering into retirement phase, Joyce enjoys travelling with her husband, Bryan, to Singapore to visit family as much as possible. Locally, they enjoy meeting up with friends for breakfast, lunch or dinner and love time in the city on weekends attending church service. 

Kristian Soejatno

Accountant Kristian Soejatno joined the MiQ team in 2022. With a strong focus on integrity and a high-degree of accuracy in his role, Kristian ensures that clear communication is always maintained. 

His forward-thinking approach has led to systems that significantly reduce processing time by having formulas and automation in place to speed up tasks being worked on. 

 This Certified Practicing Accountant (CPA)’s tasks include, but are not limited to reviewing GST accounts for accuracy, preparing BAS and IAS statements, processing payroll and superannuation payments, and balancing sheet reconciliations. 

Over weekends, Kristian enjoys watching football (soccer), playing video games with his family and watching E-sports. 

Kyle Perry

Technology Solutions Manager Kyle Perry joined MiQ in 2016. With over 6 years of experience, including a former role as a paraplanner, Kyle maintains our financial software as well as code new templates. His tech-savvy approach has also included building new tools useful to MiQ, and providing support to the MiQ team with financial software and any other technological issues that occur. 

On weekend, he enjoys going to the park with his wife and baby boy, enjoying watching his son explore the world around him. Another weekend passion is to play video games with his friends. 


  • Bachelor of Business (Applied Economics) – University of Southern Queensland
  • Diploma of Financial Services (Financial Planning) – Kaplan
  • Diploma of Finance and Mortgage Broking Management – The National Finance Institute

Leanne Kent

Customer Service Manager Leanne Kent joined MiQ in 2019. With over twelve years of experience in financial planning, including extensive experience in banking (retail and commercial lending).

Leanne firmly believes in acting with kindness and integrity, and client satisfaction as well as ensuring the delivery of compliant reviews and advice documentation and implementation are some of her most important metrics if success. 

Some of her daily tasks include preparing advice documents and following through on the implementation of advice recommendations; preparing for client reviews including liaising with clients regarding budgets, goals and modelling their cashflow; problem-solving and researching technical issues that may occur; and liaising with fund managers, platforms and insurance specialists. 

Over weekends, she enjoys travel, hiking, history, as well as indulging in interior design. 


  • College (Shochiku Music Art School) in Tokyo

Maki Sanada

Customer Service Manager Maki Sanada joined the MiQ team in August 2022. With 15 years of experience in the industry, Maki’s expertise includes a Certificate of Kaplan Financial Service. 

A firm believer in accuracy, tact, prioritisation, and compassion, Maki’s daily tasks include document presentations, assisting with client enquiries, and checking compliance with client files. 

Furthermore, Maki strives to Strive to build good relationships with customers, advisers and colleagues to ensure good working relationships, without fail. A core belief that Maki always keeps top of mind with the team is to put themselves in customers’ shoes and help them to enhance their lifestyles. 

When not in the office, Maki enjoys Zumba and boot camp. 


  • Graduate Diploma in Financial Planning
  • Graduate Certificate in Financial Planning
  • Currently completing Masters in Financial Planning


  • Canberra Women’s in Business


  • 2022 MiQ Risk Writer of the Year
  • 2021 MiQ Outstanding Conference Performance
  • Finalist Local business awards 2023
  • Finalist Local business awards 2022

Rebecca Miller

Financial Adviser

Rebecca joined MIQ in April 2017, bringing over 22 years of experience that includes Financial Planning, Client Services Manager, Paraplanner, Team Leader, Real Estate and Adviser Responsibilities to her current role.

Rebecca’s daily tasks include providing advice to clients to ensure they can live the life they want. Rebecca enjoys working closely with clients to ensure that they have a full understanding of their current individual financial position and how to maximise their opportunities to work towards and reach their goals. Forming relationships and providing support to her clients is most important.

Rebecca’s free time is often spent with her young family and friends. She enjoys spending weekends travelling either to coastal or country towns and checking out what each place has to offer. A good winery or distillery is not to be passed.

Education and Memberships

  • Master of Financial Planning, Sunshine Coast University

  • Diploma of Financial Planning, Deakin University

  • Graduate, Australian Institute of Company Directors

Luke Jarzynski

Partner and Financial Adviser Luke Jarzynski joined MiQ in 2011, after working as a self-employed financial planner since 1999.  

With more than two decades in the role, Luke is a highly experienced and dedicated Adviser, with a passion for helping individuals and families achieve their financial goals.  He takes the time to get to know his clients, understanding their unique circumstances and aspirations.  His experience enables suitable financial planning strategies to be identified and implemented, with progress reviewed regularly to ensure desired outcomes are achieved. 

Throughout his career, Luke has built strong and lasting relationships with his clients, earning trust and respect through his transparent and ethical approach, placing his client’s best interest at the forefront of every decision.  

In his free time Luke volunteers in the local community, spends time outdoors with a passion for fishing, and enjoys sampling good food and wine in his travels.


  • Masters of Financial Planning – Kaplan Professional
  • Bachelor of Commerce majoring in Finance – Curtin University
  • Graduate Diploma of Financial Planning – Kaplan Professional

Michael Jones

I began working in the financial services industry in 2016 before moving into a Financial Adviser role in 2018.

As a Financial Adviser, I have worked with many clients to identify a broad range of goals and objectives. This experience has helped me develop comprehensive, personalised, and tailored financial plans for clients to achieve their desired objectives.

I believe that seeing a Financial Adviser is not just about numbers, it is about having a plan and encouraging people to stick with the plan, to achieve the results that they are looking for.

Matthew Brown

Matthew Brown was appointed to the Board of MiQ in 2015 and is Chair of the Audit & Risk Committee. Matthew is a Founding Partner and Financial Adviser in MiQ, and holds the Diploma in Financial Advising and the Advanced Diploma in Financial Planning.

Previously Matthew was a Director of Josman Financial Group and Director of the Financial Planning Association of Australia and has held positions In Governance, Remuneration and Audit & Risk through several organisations. Matthew is a Member of the Australian Institute of Company Directors. Matthew brings over 34 years experience in Financial Planning to the role.


  • Advanced Diploma Financial Planning.
  • Currently Studying –  Post Graduate,  Degree, Equivalent.- Financial Planning


  • Commissioner For Declarations, CDec Granted 7th November 2011

David Noyes

Partner & Financial Planner David Noyes joined MiQ in 2008. With over 43 years of experience in the finance industry, David has spent 23 years in Banking Finance, including Residential and Commercial Lending and Branch Management, prior to becoming a Financial Planner 20 years ago. 

David has an existing relationship with a portfolio of existing Financial Planning Clients, which he manages on an ongoing basis, providing an ongoing service relationship over many years, and assisting these clients to ensure they stay on track, and meet their financial and personal goals over time. 

He enjoys meeting with new clients looking for assistance with their financial needs, developing strategies for them to achieve their goals, then establishing and developing an ongoing relationship with these clients, and being part of their financial Journey. 

Additionally, David is currently the chairman of our investment committee and this role involves him working with external investment professionals in helping to set the strategy and solutions that our clients use. 

He prides himself on client service, taking the time to listen and understand his clients’ needs and concerns, which assists them in jointly developing appropriate strategies.   

David’s key financial advice is that “it’s never too early or too late to consider planning for your financial future. The worst thing you can do is ignore it, and do nothing”. 

Over weekends, he enjoys 4WDriving, fishing swimming and relaxing by the beach. A typical long weekend for David would be heading to Tewantin and across to the North Shore on the Ferry. Then taking the leisurely and relaxing drive up the beach to Double Island point, for some swimming/surfing/fishing and relaxing.  


  • Master of Financial Planning (MFinPlan), University of the Sunshine Coast (USC)

Troy Raemond

Financial Adviser

Having been a financial adviser with iconic blue-chip companies since 2001, I have extensive experience helping clients accumulate, protect and manage their hard-earned wealth.

Just prior to working at MIQ for seven plus years, I worked as a Private Client Adviser & Portfolio Specialist within AMP’s Advice (IPAC) & Investment (AMP Capital) divisions, providing financial advice to clients and then more recently guidance to other financial advisers around a complex array of different investment options.

I provide holistic wealth management advice covering all areas of investments and financial planning such as superannuation & retirement strategies (including Self-Managed Super Funds), investments, and personal insurance.


  • Master of Commerce (Applied Finance), University of Qld
  • Graduate Diploma of Financial Planning, Financial Services Institute of Australasia
  • Bachelor of Professional Studies, University of New England


  • Graduate member of the Australian Institute of Company Directors
  • SMSF Specialist Advisor, SMSF Association
  • Certified Financial Planner, Financial Advice Association Australia


  • Distinguished Service Award, Financial Planning Association of Australia – 5 April 2018

Greg Tindall

Corporate Authorised Representative Greg Tindall joined the MiQ team in 2015. With 22 years of experience,

Greg provides a high level of ongoing personalised service to clients and holds the Self-Managed Super Funds (SMSF) Specialist Adviser designation, providing expert financial advice for new and existing SMSFs.

He always aims to thoroughly understand his clients’ evolving needs and priorities to deliver tailor-made financial planning solutions.

In his spare time, Greg enjoys spending time with his wife and two kids, keeping active, riding his motorbike, and overseas travel.

Jasmine Waters

Client Service Manager Jasmine Waters joined MiQ in 2013. With over 20 years of experience, Jasmine provides support to the financial advisers to ensure all tasks are achieved in an efficient and timely manner.   

She maintains a positive and professional experience for our clients, whether in person or via other communication. Jasmine strives to efficiently assist our clients and financial advisers with what they need.   

Jasmine is passionate about travel, especially overseas, and enjoys spending time with her husband and son on the beach, as well as enjoying delicious fare at restaurants with family and friends.   


  • Advanced Diploma of Financial Services
  • Fellow Chartered Financial Practitioner

Clare Sullivan

Practice Partner and Financial Adviser Clare Sullivan joined MiQ in 2019. Her financial advice for clients began in 2004 and has been her focus for the past 19 years.

Clare’s responsibilities include providing financial strategies, investments, and solutions to assist her clients to achieve their financial goals, all while assisting them in getting familiar with the process and the solutions. Each interaction is personalised and created specifically for each client. 

Her clients are like family to her, and she does her best to explain things clearly and to educate where required so that they understand and feel comfortable during consultations. 

A previous winner of the CEO Award for Excellence in Customer Service (when previously advising for a large banking institution), Clare firmly believes in the ethos that “If you cannot find peace and happiness within yourself, you will never find it anywhere else”.  

Her weekends at home include spending time at home in the garden, cooking and time with her significant other and pets.  Her other passions include fossicking for gemstones and opals with a metal detector, caravanning and collecting (and listening to) vinyl records. 


  • Bachelor of Business and Electronic Commerce, Monash

David Pidcock

Partner and Financial Planner David Pidcock joined MIQ in 2019 with 30 + years of experience in Financial Service and an Agribusiness banker background. 

His ethos is centered on motivation, discipline, guidance, and accountability, and providing value for each client. His primary focus is serving his clients and ensuring all their needs are met. David ensures that he regularly reviews existing clients and assists new ones with financial planning advice. With the assistance of other longstanding team members, effective communication and regular contact is a major focus. 

Some of David’s accolades to date include Financial planning practice of the year; National financial planner of the year; and Leaders’ recognition. 

In his spare time, David enjoys pursuing his passion for adventure motorbiking and travelling to remote, outback Australia or overseas to developing countries on a bike, meeting people and experiencing different cultures. 

Shane Fisher

Practice Partner & Financial Adviser Shane Fisher joined MiQ in January 2019. With over 17 years of experience, Shane’s qualifications include a Bachelor of Commerce (USQ) (Major in Accounting with minors in financial markets and personal advice), a Diploma of Financial Services (Financial Planning) – Tribeca / Kaplan, an Advanced Diploma of Financial Services (Financial Planning) – Tribeca / Kaplan, and an Advanced studies in self-managed superannuation from the Adelaide University 

His role at MiQ involves providing strategic personal advice to people and providing them with guidance, discipline, motivation and accountability to help them achieve their personal and financial goals. 

Shane is dedicated to providing  quality, high-level, technical advice that can address the needs of his clients both at the granular level as well as broad larger and longer-term goals. 

He firmly believes that financial freedom is never determined on how much you earn, rather, by how much you spend, and always tailor strategies for his clients that suit their individual circumstances and needs. 

In his spare time, Shane enjoys studying and training in karate (Zen Do Kai) and Muay Thai, which he has been doing for about 30 years.  He has a 7th degree black belt in karate and 3rd degree (Kru) in muay thai. 

Other interests include mountain biking, camping, 4wd trips, and computer gaming, as well as researching the warring history of Japan. 

Denielle Penhaligon

Education and Memberships

  • Bachelor of Business (Accounting), Central Qld University
  • Diploma of Financial Planning, Deakin University
  • Grad Cert of Business Administration, UniSQ
  • Masters of Business Administration (Reading), UniSQ

Denielle Penhaligon

Head Of Advice Services

Head of Advice Services Denielle Penhaligon joined MiQ 10 years ago, having provided paraplanning services to the team from 2007. 

With 25 years of experience, Denielle’s areas of expertise include compliance, operational efficiency and business development.   

Denielle’s approach is to consider the client experience first and deliver advice and services that clearly, concisely and effectively add value.   

Furthermore, Denielle values increased efficiency, reduced mistakes, positive compliance outcomes and reduced client complaints. 

On a typical weekend, Denielle enjoys running or hiking, as well as biking with groups of friends. 

Katie Alifrangis

Financial Adviser Katie Alifrangis joined MiQ in 2022 with over 22 years of experience, including a background as a compliance officer and paraplanner. 

Her qualifications include a Graduate Diploma of Financial Planning; an Advanced Diploma of Financial Planning; and a Diploma of Financial Planning. 

With her professional, passionate and approachable character, Katie works with clients to understand their financial position, establish their goals over the short, medium and long term, and then establish a tailored and personal plan that will help them achieve their goals. 

She is dedicated to putting client’s interests first, going above expectations and helping clients feel comfortable through the process, especially in uncertain times. 

On weekends, Katie enjoys the comforts of country living, and catches up on mowing her 80-acre property. 


  • Bachelor of Arts with Distinction (Majoring in Communications & Public Relations)
  • Diploma of Finance & Mortgage Broking
  • Certificate 3 in Business Administration

Lynette Koina

Client Service Manager Lynette Koina joined MiQ in 2021. She has over seven years of experience in Financial Planning, with 24 years in total in the Financial Services Industry – previously in banking and mortgage broking. 

Lynette is known for her high attention to detail to ensure that our client’s service expectations are met, and that advice is implemented in a timely manner. She stays involved in all stages of advice implementation to ensure that client queries are answered as soon as they arise.  

Her key advice to clients is to save a portion of their incomes and to avoid credit card debt. 

Over weekends, Lynette enjoys spending time with her family and friends, as well as reading.  

Overseas travel is another of her passions, as is camping with loved ones. 

Tess Jackson

Client Service Manager Tess Jackson joined MiQ in 2019. With 14 years of experience, she has been a receptionist, personal assistant to an adviser, a Client Service Officer and a Client Service Manager. 

Her daily tasks include preparing documents, implementing recommendations made by advisers, and answering queries. 

Tess highly values feedback from clients, and fosters great relationships to ensure clients always enjoy a high level of service. 

On weekends, she enjoys camping with family and friends and spends time with her loved ones as much as possible. 


  • Bachelor of Business (Accountancy) – Charles Sturt University – 1993
  • Certified Practising Accountant – CPA Australia – 1996
  • Diploma of Financial Planning – Deakin University – 2001


  • Certified Financial Planner – FPA – 2001 
  • Accredited Aged Care Professional – Aged Care Steps – 2018
  • CPA Australia 
  • FAAA (formerly FPA) – Certified Financial Planner 
  • Justice of the Peace – NSW Department of Communities and Justice


  • Tumut Citizen of the Year – 2021 
  • Wagga Wagga Electorate Local Woman of the Year – 2021 

Natalie Randall

Practice Principal and Certified Financial Planner

Natalie Randall is a seasoned professional with 25 years of experience in the financial planning industry. She joined MiQ Private Wealth in April 2017, bringing her expertise and dedication to her role as Practice Principal and Certified Financial Planner. 

Having transitioned from public accounting to financial planning in 1998, Natalie has held various roles within the industry, all focused on working closely with her clients. Her responsibilities at MIQ include meeting with clients and networks, where she develops and delivers personalised strategic advice tailored to everyone’s unique situation. 

Natalie’s personal approach sets her apart from her peers. She believes in gaining a deep understanding of her clients’ needs through active listening, asking the right questions, and genuinely caring about their financial success. What truly distinguishes Natalie is her empathetic approach, ensuring that her clients’ financial journey is stress-free, allowing them to focus on other important aspects of their lives. 

With a strong commitment to achieving positive results, Natalie measures success through the valuable feedback she receives from clients who appreciate the service she provides. Seeing her clients reach their financial goals brings her immense satisfaction. 

Beyond her professional accomplishments, Natalie is an active member of her community and has been recognised for her volunteer work.  

During her leisure time, Natalie enjoys spending weekends with friends and family, engaging in outdoor activities such as road cycling, swimming, skiing, and hiking. Her holidays encompass a mix of domestic and overseas travel, further fuelling her passion for exploration and new experiences. 

For Natalie, success lies in early and comprehensive planning, and she is dedicated to helping her clients achieve their goals with the utmost care and professionalism. 


  • Bachelor of Applied Science (Industrial Mathematics and Computing) – Charles Sturt University
  • Diploma of Financial Planning – Financial Planning Association / Deakin University


  • Justice of the Peace

Kirsten Dowler

Client Service Manager Kirsten Dowler joined MiQ in 2022 with over 20 years of experience, including roles such as Paraplanner, Financial Planner, and Compliance Management. 

Some of her core daily tasks include preparing documentation for clients as required, and managing the implementation of advice and management of the client base for reviews and administrative requirements. 

On weekends, she enjoys spending time with her husband and two boys, preferably relaxing at home, but often travelling around the countryside for another boys’ basketball game. 

Luke Jarzynski

Luke is a Graduate of the Australian Institute of Company Directors and was appointed as a Director of MiQ Private Wealth in 2015. Luke is a Partner, Financial Adviser and Responsible Manager at MiQ. He holds a Master of Financial Planning, Diploma of Financial Planning, and brings over 20 years of Financial Planning experience to the role. In addition, Luke has held a range of Governance roles in the not-for-profit sector since 2008 helping to develop broad leadership experience.

Lynn Smith

With over 20 years of industry experience in financial services, my roles have spanned compliance, practice management, operations and MiQ’s CFO for 13 years. With a desire for a better work/life balance in 2022 I retired as CFO and now work part time as MiQ’s Governance and Project Manager. As Company Secretary, I not only support the Board and its functioning, but seek to develop and expand our corporate governance framework. Along with being a Responsible Manager (one of four) I also assist the business with adhoc projects.

I have a Bachelor of Financial Administration (Commerce); Post-Graduate Diploma of Financial Planning and am currently undertaking a further Post Graduate Diploma with the Governance Institute.

I am a director of two not for profit companies and amongst other things, enjoy organic vegetable gardening, reading, visiting my grandson and if you want to know about bicycle and barge holidays – I’m your person!

Greg Hume

Greg Hume is currently a Non-Executive Director and Advisor to several organisations and companies and was appointed to the board of MiQ in July 2023.

He was previously an Executive Director and the Group Chief Executive Officer of Nova Systems, an Australian-owned Professional Services Provider with numerous Australian and international offices specialising in the provision of management and engineering services to industry and government.

Greg holds a bachelor’s degree in aeronautical engineering, and is a graduate of the Australian Institute of Company Directors and the Advanced Management Program at Harvard Business School.